![]() How much home you can afford: As exciting as buying a new home is, it can be equally expensive.Using a calculator, you can estimate if you can afford a shorter term or a more flexible mortgage product. Which home loan term might be right for you: While a 30-year fixed rate mortgage might lower your monthly payment, a 15-year fixed rate mortgage will reduce the overall interest you’ll pay over the life of the mortgage loan.Before applying with a home loan with Mutual of Omaha Mortgage, use a calculator to help you decide: Using a Mutual of Omaha Mortgage Calculator allows you to estimate your mortgage payment so you can feel confident when you’re ready to buy a home or refinance your existing mortgage loan. All these factors go into how much house you can afford and give you a better understanding of the financial aspect of homebuying before you apply for a home mortgage loan. How a Mutual of Omaha Mortgage mortgage calculator can help you buy a new home.Ī home mortgage calculator can determine what your monthly mortgage payment might be based on your overall home buying budget, income, rate and term. With a competitive rate or a change in your loan term, you could save on your monthly mortgage with Mutual of Omaha. Understand if a mortgage refinance with Mutual of Omaha Mortgage could lower your monthly payment using the Mutual of Omaha Refinance Calculator. Enter your income, debt and monthly expenses to estimate how much you might be approved to borrow using the Home Affordability Calculator. Understanding how much home you can afford is an important first step when starting the home buying process. ![]() Understand how your mortgage payment might fit with your monthly budget and apply for a loan that fits your financial goals. Before starting the home buying process, estimate your monthly mortgage loan payment using your desired home price, approximate down payment, interest rate and loan term.
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